Micro-insurance is a financial arrangement to protect low-income people against specific perils in exchange for regular premium payments proportionate to the likelihood and cost of the risk involved.

The key features are:

  • The microinsurance products are offered to clients in the 3rd cycle and above.
  • Microinsurance products and services are managed through our own mutual benefit association. Please click here.



Basic Life Insurance Plan (BLIP)

Up to Php 100,000 death benefit

Credit Life Insurance Plan (CLIP)

·       Balance of the is fully paid upon the death of the member

·       Paid portion of the loan will be returned to the beneficiary

Retirement Savings Fund (RSF)

100% of the savings will be returned with a 1% per annum

Hospitalization Care Assistance (HCA)

Php 300.00 daily cash allowance